The Importance of Saving Money

You should always start saving money early and as often as you can. Earning an allowance for chores is a good way to become responsible with money. Some of the money you earn should be set aside for short-term savings. These funds can be used to purchase games, toys and candy. You should also set aside funds for long-term savings. … Read More

When I Grow Up contest enters 10th year

How old were you when you knew what you wanted to be when you grew up? Well, it is time for kids in West Virginia to start thinking about that age-old question by participating in the 10th Annual When I Grow Up essay contest, sponsored by SMART529 and the State Treasurer’s Office. This annual essay contest gives kindergarten through fifth … Read More

What is the difference between need-based and merit-based financial aid?

Question: What is the difference between need-based and merit-based financial aid? Submitted by: Jessica from Charleston, WV Answer: When it comes to paying for college, there are many types of financial aid programs available to help students and families cover the cost. Scholarship and grant program directors typically consider two factors in deciding who should receive the awards: merit and … Read More

Welcome to MakeCentsWV!

Make Cents WV - Financial Literacy

Thank you for visiting the site. We hope that this site will provide you with valuable information, resources, and materials on financial literacy. According to The Institute for College Access Success, 69% of WV college seniors are graduating According to The Institute for College Access Success, 69% of WV college seniors are graduating with student loan debt with an average … Read More