Your child could win money for college! Find out how now!

State Treasurer John Perdue recently kicked off the 11th annual SMART529 When I Grow Up Essay Contest. The statewide essay contest is a successful initiative to encourage West Virginia students in grades K-5 to think about education beyond high school and start saving for that goal. The contest also encourages parents to think about saving for their child’s future. Studies … Read More

Living Debt-Free

One of the worst feelings in the world is waking up at 2am worried about how you are going to pay your bills. Usually the feeling of panic sets in about the week after your last paycheck has arrived, been spent on rent, groceries, utilities, gas for the car, and suddenly you realize there’s not going to be enough money … Read More

Announcing the MakesCents Blog Contest 2017!

Make Cents WV - Financial Literacy

  Announcing the MakesCents Blog Contest 2017! Attention area Educators. How do finances impact WV students? Are students prepared to deal with their financial future? We know that many of you have first-hand knowledge and insight to share. We want to hear from you and give you a platform to share your ideas on our MakeCentsWv.org website Blog. Here’s how the … Read More

West Virginia Social studies Standards Addresses Personal Finance

Academic Standards are defined as the expectations for what students should know, understand, and be able to do; standards represent educational goals. The overarching goal for the West Virginia social studies standards was to build a rigorous, relevant, challenging, and developmentally appropriate framework for social studies learning on which West Virginia teachers can create curricula suited to the needs of … Read More

West Virginia Money Smart Week

A full week of opportunities to increase your financial literacy. Money Smart Week 2017 begins on Saturday, April 22nd and ends on Saturday April 29th. The idea of Money Smart Week began in 2001 as a coordinated effort by a diverse group of more than 40 Chicago-area organizations working together to promote personal financial literacy. The Chicago Federal Reserve Bank … Read More

The Importance of Saving Money

You should always start saving money early and as often as you can. Earning an allowance for chores is a good way to become responsible with money. Some of the money you earn should be set aside for short-term savings. These funds can be used to purchase games, toys and candy. You should also set aside funds for long-term savings. … Read More

When I Grow Up contest enters 10th year

How old were you when you knew what you wanted to be when you grew up? Well, it is time for kids in West Virginia to start thinking about that age-old question by participating in the 10th Annual When I Grow Up essay contest, sponsored by SMART529 and the State Treasurer’s Office. This annual essay contest gives kindergarten through fifth … Read More

What is the difference between need-based and merit-based financial aid?

Question: What is the difference between need-based and merit-based financial aid? Submitted by: Jessica from Charleston, WV Answer: When it comes to paying for college, there are many types of financial aid programs available to help students and families cover the cost. Scholarship and grant program directors typically consider two factors in deciding who should receive the awards: merit and … Read More